Post Retirement Risk

Types of Post-Retirement Risks

Post-retirement risks that can affect retirees and their financial security. They’re grouped into four categories. People preparing for retirement or already in retirement should consider them carefully:

• Personal and family – Changes in your life or the life of a loved one could affect your retirement income stream.
• Healthcare and housing – These include the risk that failing health will require moving to a facility with professional caregivers.
• Financial – These risks revolve around inflation, investments and stock market activities.
• Public policy – Government can make decisions that could affect retirees.